Our Credo

We make it easier to prosper

Success is something that should not be selfishly guarded.

In reality, there is no secret to success other than an opportunity, consistent determination and the stamina necessary to take some hard knocks.

Then, all you need is the advantage of having good advice on your side, an expert ear open listening to the words of people who have often been in the same position as you and made mistakes. They can advise you what not to do – or what to do. The decisions still rest on your shoulders but perhaps bear less weight. Truth be told, if most entrepreneurs had the foresight of hindsight, they’d definitely think twice about setting off on the challenging path of independence. (Being an employer is an entirely different game than being an employee). Our world’s economy has hit a tipping point, and it is now undeniable that the opportunity for successful small business and entrepreneurs will give us the best future possible. This year, 2020, will be marked in the books of history as the time when the need for self-made prosperity came to pass.

Fio exists for this thrill. Feeding the economy with heart and soul and the wherewithal it takes to thrive is what makes up jump out of bed.

We make it easier to prosper

Fio is a trustworthy group providing wealth, financial and reputation management services for individuals, executives and entrepreneurial businesses — Fio is an integrated team providing wealth management, human resources, legal services, tax and accounting, IT solutions and marketing: a comprehensive service-in-a-box that facilitates and guides every aspect necessary to grow economically successful people and companies, by improving efficiencies, managing monies and investments astutely, by focusing on how to be more effective and productive – to reduce stress.

Fio is about giving you the resources you need so that you can get on with what you’re good at.

We get a kick out of giving the right advice and providing proven tools and systems to make decisions for business easier and wealth management less intimidating. We want to show others that achievable growth and financial security is entirely easier to attain and less costly than imagined.

Fio Factor =

experienced entrepreneurs and successful businesspeople make it easier for new entrepreneurs and businesses to succeed.

We believe we’re more than service providers and advisors, we’re add-visioners.

Our genuine desire is to grow greatness – more than profit. Profitability you can be proud of.

FIO is a team that provides wealth management and astute investment advice;
human resources; IT solutions and software development; legal, tax and accounting services; marketing tools and facilities for reputation management and enhanced go-to-market productivity.

FIO provides a comprehensive service-in-a-box that can be customised to suit your needs, to grow economically successful people and companies: by improving efficiencies, managing monies and services to reduce stress, to make for a better work-life balance and allow people and businesses to focus on what they are best at – making time to be more effective and productive so that reaching realistic goals is easier.

Head Office, South Africa

Park Lane West Building, 6th floor, 194 Bancor Avenue,  Menlyn Maine Pretoria, Gauteng, South Africa, 0010


Cape Town South Africa

50 Long Street
Western Cape
Cape Town

Durban, South Africa
Umhlanga Arch
1 Ncondo Place
Umhlanga Ridge
Lisbon Portugal

Rua Santo Amaro 148
First Floor
Lisbon 1300-516


C/O Heimdall Ltd, 4th Floor, Office Block C, La Croisette, Grand Baie, Mauritius