Overview
We believe wisdom should never be selfishly guarded. Our team of elite IFAs will provide you with an objective analysis of your business’s financial position to measure accomplishable short, medium and long-term goals.
We’ve found start-ups and SMEs struggle unnecessarily because they don’t have the necessary wealth management infrastructure in place. From budget planning, to sustaining cash flow to retirement plans for your employee, we can advise you on your choices to make the difference between the success or failure of your business. Our financial planners will guide you to make the right decisions to enjoy the benefits of being an entrepreneur.
Johan Vermeulen
HOD Wealth Management
We are passionate about providing you with expert financial management skills. Fio is a bespoke business solutions consultancy. It’s our job to look at your business from a holistic viewpoint, analyse the current financial situation and offer top tier, real-world recommendations to boost your growth potential.
What sets us apart from other companies is that we are an independent financial advisory firm and will never tout any specific insurance product or company. We advise you about extra costs financial institutions may be trying to hide and in so doing, provide you with the understanding to make an informed decision.
Our IFAs remain at your side throughout your entire journey. Entrepreneurialism is dynamic; there are always ways to grow your wealth. You may reach a point where you attract interest from investors; we’ve got you covered; you may want to expand and implement a franchise model, we’ve got you covered. With us, it’s easier to prosper.
"All riches have their origin in mind. Wealth is in ideas - not money" Robert Collier
Services we offer
Budget Planning
Get rid of your debt. There are a number of investment products available to help optimise the money you save. We advise you about which options will help you reach your financial goals.
Estate Planning
The drawing up of an estate plan is one of the most caring gestures that you can do for your loved ones. Thinking about getting all of your financial affairs in order can take an emotional toll; however, it’s in your best interest to start planning sooner than later.
Investment Management
Did you know that there are more than 9000 unit trust funds from which you can choose to invest?
Life Insurance
The purpose of having life insurance is to cover you against financial risks that may occur. Paying life insurance does not always feel like value for money because you don’t see the benefits, but it makes all the difference to those you leave behind.
Medical Aid
Are you tired of making your monthly medical aid contributions and still incurring doctor and hospital fees?
Retirement Planning
Retirement should be a time for you to relax and reap the rewards of all the hard work that you’ve invested in yourself physically and mentally. It’s recommended that you start saving within the first 10 years of employment so that you have enough time to build up enough capital to live comfortably at retirement.
