Debt Collection

    The National Debt Collection Act 114 of 1998 regulates the debt collection process in South Africa.


    Debt Collection occurs when an attorney, a person who is an agent of an attorney or a registered debt collector collects an outstanding amount on behalf of the credit provider. The amount will include lawful interest, admin costs and collection fees.

    We can assist by sending out letters of demand and thereafter assist with the settlement negotiations and drafting of settlement agreements should the parties agree to enter into settlement. If it becomes necessary to proceed with issuing a summons for collection of the debt, we can refer the client to an attorneys firm.

    Consumer finance debt can include but not limited to personal loans, credit cards and store cards. It’s important to note that you have the right to request an official statement of the outstanding amount from a debt collector; if they refuse, or fail to produce the relevant documents or statements, you can contact the Council for Debt Collectors.

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